Here’s a list of Loan Accounts that you might find on your Credit Report:
Amazon Pay Later: CapFloat Financial Services / IDFC First Bank Ltd. / Karur Vysya Bank.
Flipkart Pay Later: IDFC First Bank Ltd.
PayTM Postpaid Lite: Clix Finance India Pvt. Ltd.
PayTM Postpaid Delite: Aditya Birla Finance Ltd.
OlaMoney Postpaid: Aditya Birla Finance Ltd.
Mobikwik: IDFC First Bank Ltd.
CRED Stash: IDFC First Bank Ltd.
LazyPay: PayU Finance.
Simpl: ICICI Bank.
MPockket: Jalan Chemical Industries Pvt Ltd.
Postpe: SBM Bank.
Bharatpe: Hindon Mercantile.
ZestMoney: InCred / DMI Finance / Nahar
Slice:
DMI Finance Private Limited
Quadrillion Finance Private Limited
Fairassets Technologies India Private Limited
Aphelion Finance Private Limited
Northern Arc Capital Limited
Vivriti Capital Private Limited
Freecharge Pay Later - Axis Bank.
UniCard - NDXP (Northern Arc, DMI Finance, Liquiloans, Lendbox)
StashFin - AKARACAPL.
MoneyView - WHIZDM Finance.
Red Carpet - DMI Finance.
SI Creva Capital - Kissht
Branch International - Branch
If your actual limit provided is lesser than the loan amount, you may formally reach out to the respective financial institutions and ask them to display the correct limits.
However, keep in mind that having a high limit is actually helpful, as it keeps your overall credit utilization ratio low.
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